HVAC Financing in Lake Geneva, WI | American Heating & Air Plus
Financing through Wisetack · Lake Geneva, WI

Comfort now. Easy monthly payments.

A new furnace or a surprise repair shouldn't have to wait for the budget to catch up. We partnered with Wisetack to offer fast, simple financing on purchases up to $25,000, so you can pay over time rather than all at once.

Takes about a minute. Checking your options will not affect your credit score.

Rates from 0% APR* Up to six payment plans No hidden fees
Happy family at home in Lake Geneva, WI after financing HVAC work with American Heating & Air Plus
Up to $25,000Monthly payments through Wisetack
Fast and easy

The application takes about a minute to complete, right from your phone.

No credit impact

Checking your eligibility will not impact your credit score.

No hidden fees

There are no penalties, fees, or compounding interest.

American Heating & Air Plus technician walking a Lake Geneva homeowner through Wisetack financing options

How our financing works

The whole thing happens on your phone, and you'll see real numbers before you commit to anything.

Tap the button

Enter your mobile number on Wisetack's secure page and they text you a verification code. No paperwork, no waiting on a bank.

Answer a few questions

The application takes about a minute, and checking your eligibility will not affect your credit score.

Pick the plan that fits

Qualified customers see up to six payment plans with rates from 0% APR* and choose the monthly payment that fits their budget.

We get to work

You get your heat, cooling or new equipment now and pay over time in predictable monthly payments.

Check your options

Prefer to talk first? Call (262) 215-8822 and we'll walk you through it.

Financing questions

Will checking my options affect my credit score?

No. Prequalifying through Wisetack uses a soft credit check, so seeing what you qualify for will not impact your credit score.

How much can I finance?

Through Wisetack, our customers can finance purchases up to $25,000. Qualified customers see up to six payment plans and pick the one that fits their budget.*

How long does the application take?

About a minute. You enter your mobile number on Wisetack's secure page, they text you a verification code, and you answer a few basic questions right from your phone. There is no paperwork.

Are there hidden fees or prepayment penalties?

No. There are no penalties, fees, or compounding interest, and no prepaid finance charges or participation fees. You can pay your loan off early without a penalty.

Is this a credit card?

No. Wisetack financing is a simple installment loan with a fixed monthly payment and a clear end date, so you always know exactly what you owe. Wisetack loans are issued by Hatch Bank, a California industrial bank.

When should I apply?

Any time. You can check your options right now before we ever visit, or ask about financing when we give you an estimate. Prequalifying does not commit you to anything.

See what you qualify for

It takes about a minute, it will not affect your credit score, and there is no obligation. Get real numbers, then decide.

Check your financing options

Questions? Call (262) 215-8822

Check your financing options